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No Surprises Act and Good Faith Estimates

Under the No Surprises Act (H.R. 133 – effective January 1, 2022), health care providers need to give clients who do not have insurance or who are not using insurance an estimate of the potential bill for medical items and services.

This Good Faith Estimate shows the costs of services that are reasonably expected for your mental health care needs. The estimate is based on information known at the time the estimate was created.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency services when uninsured or receiving services from an out-of-network provider/facility, including psychotherapy.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

A Good Faith Estimate is for your awareness only. It is not a contract or commitment.

To learn more about your right to a Good Faith Estimate or the dispute process, visit or call 800-985-3059.

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